Bob Elliot

Senior Loan Officer

NMLS: 2657264

612-868-5500

Blog

Negotiating Offers Without Losing Leverage

Negotiating Offers Without Losing Leverage

Receiving an offer is exciting, but the negotiation phase determines the true outcome of a sale. Many sellers focus only on the highest price, overlooking terms that can significantly affect net proceeds and timeline stability. Successful negotiation requ

Mar 17, 2026 |

Buy a Home using the House Hacking Strategy

Buy a Home using the House Hacking Strategy

For many aspiring real estate investors, the biggest barrier to getting started is the cost of buying an investment property. Down payments, higher interest rates, and stricter lending requirements can make traditional investment properties difficult to a

Mar 17, 2026 | Purchasing a Home

What’s Ahead for Mortgage Rates This Week – March 16th, 2026

What’s Ahead for Mortgage Rates This Week – March 16th, 2026

  With the release of the delayed PCE and CPI inflation data reports, the Federal Reserve has chosen to stick to its resolve and maintain the current interest rates. It remains to be seen whether this will result in maintaining them or even increasin

Mar 16, 2026 |

Pricing Your Home Correctly From Day One

Pricing Your Home Correctly From Day One

Setting the right price at the start of a listing is one of the most important decisions a seller will make. Many homeowners believe they should price high and negotiate down, but that strategy can backfire. Today’s buyers are informed, analytical,

Mar 14, 2026 | home selling home price

How to Read the Market Before Making an Offer

How to Read the Market Before Making an Offer

Making an offer without understanding the current market conditions can lead to overpaying, losing leverage, or missing opportunities. Buyers who take time to analyze inventory levels, pricing trends, and competition patterns make stronger decisions. A ho

Mar 14, 2026 | home buying tips offers housing market

What Credit Score Do You Need to Buy a House in 2026?

What Credit Score Do You Need to Buy a House in 2026?

Your credit score plays a major role in qualifying for a mortgage in 2026. While loan guidelines have remained relatively consistent, underwriting has become more flexible in how lenders evaluate overall risk. That means your score matters—but it&r

Mar 10, 2026 | Credit

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