Forgiven Down-Payment Assistance Program

This is one of the most powerful wealth building tools available for a homebuyer.

Eliminate the Biggest Barrier: The Down Payment

For most buyers, especially first-timers, the obstacle isn’t income. It’s cash.

When the assistance is forgiven at closing and not repaid over time, you:

• Keep your savings intact
• Avoid draining retirement accounts
• Avoid borrowing from family
• Avoid waiting years to “save enough”

Essentially Instant Equity Leverage

Example:

Home price: $350,000
Required down payment: 3.5% ($12,250)

If that $12,250 is forgiven and not repaid:

You control a $350,000 asset
Watch your equity grow from appreciation and principal paydown.
That is leveraged wealth-building without the drag of a second lien.

If home values rise 3% in a year, that’s $10,500 in appreciation — on money you didn’t have to supply.

That’s powerful!

No need to pay for down-payment from your savings, or ask a relative for a down-payment gift.

Almost 1 in 5 first-time buyers rely on relatives for help with their down payment. Repeat buyers often dip into savings. But what if you could get a forgiven down-payment assistance grant instead? 

This is your chance to own a home without the financial strain or uncomfortable family discussions. 

✅ Available even if you’ve owned a home before
✅ Avoid waiting years to "save enough"
✅ No income limits

I am a Certified Affordable Lending Specialist. I have helped 100's of homebuyers achieve their dream of homeownership. Call with any questions you may have to learn more, or fill out the form. I look forward to serving you too.