Bob Elliot
Senior Loan Officer
NMLS: 2657264
612-868-5500
Bob Elliot
Senior Loan Officer
NMLS: 2657264
612-868-5500
With the release of the delayed PCE and CPI inflation data reports, the Federal Reserve has chosen to stick to its resolve and maintain the current interest rates. It remains to be seen whether this will result in maintaining them or even increasin
Mar 16, 2026 |
Setting the right price at the start of a listing is one of the most important decisions a seller will make. Many homeowners believe they should price high and negotiate down, but that strategy can backfire. Today’s buyers are informed, analytical,
Mar 14, 2026 | home selling home price
Making an offer without understanding the current market conditions can lead to overpaying, losing leverage, or missing opportunities. Buyers who take time to analyze inventory levels, pricing trends, and competition patterns make stronger decisions. A ho
Mar 14, 2026 | home buying tips offers housing market
Your credit score plays a major role in qualifying for a mortgage in 2026. While loan guidelines have remained relatively consistent, underwriting has become more flexible in how lenders evaluate overall risk. That means your score matters—but it&r
Mar 10, 2026 | Credit
If you are self-employed, getting approved for a mortgage can feel more complex than it does for a salaried employee. Traditional loan programs often require steady W-2 income and consistent pay stubs. However, there are strong mortgage options available
Mar 03, 2026 | Purchasing a Home
A Home Equity Line of Credit (HELOC) can provide funding for a second home purchase by allowing you to borrow against the equity in your primary residence. This financing strategy offers flexibility but requires careful consideration of the financial obl
Feb 24, 2026 | Purchasing a Home