Bob Elliot

Senior Loan Officer

NMLS# 2657264

FHA Affordable Lending Specialist

Blog

Understanding Inspection Reports Without Overreacting

Home inspection reports often intimidate buyers. Detailed lists of findings can appear overwhelming, even when most items are minor. The purpose of an inspection is not to identify a perfect property. Mar 20, 2026

Negotiating Offers Without Losing Leverage

Receiving an offer is exciting, but the negotiation phase determines the true outcome of a sale. Many sellers focus only on the highest price, overlooking terms that can significantly affect net proce Mar 17, 2026

Buy a Home using the House Hacking Strategy

For many aspiring real estate investors, the biggest barrier to getting started is the cost of buying an investment property. Down payments, higher interest rates, and stricter lending requirements ca Mar 17, 2026

What’s Ahead for Mortgage Rates This Week – March 16th, 2026

  With the release of the delayed PCE and CPI inflation data reports, the Federal Reserve has chosen to stick to its resolve and maintain the current interest rates. It remains to be seen whether Mar 16, 2026

Pricing Your Home Correctly From Day One

Setting the right price at the start of a listing is one of the most important decisions a seller will make. Many homeowners believe they should price high and negotiate down, but that strategy can ba Mar 14, 2026

How to Read the Market Before Making an Offer

Making an offer without understanding the current market conditions can lead to overpaying, losing leverage, or missing opportunities. Buyers who take time to analyze inventory levels, pricing trends, Mar 14, 2026